Is Target's Redcard the one with the 5-spun4

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Is Target's Redcard the one with the 5,[link widoczny dla zalogowanych]
Most people have gotten credit card offers touting balance transfer promotions with zero percent interest for six months. Why open another charge card account with such a small strategic window,[link widoczny dla zalogowanych]?
Consider Target doesn't appear to be pulling back on its Rewards program,[link widoczny dla zalogowanych], I caved. Just a few items are exempted from the discount--prescriptions, gift cards,[link widoczny dla zalogowanych], Target Clinic services, Mobile Solutions and Target Optical eye exams, although enrolling in the Pharmacy Rewards program qualifies you for an additional reward if buy five RXs.
I was likely to keep all of my Target receipts for that year to see just how much it saves me,[link widoczny dla zalogowanych], but the receipt shows my year to date savings. Close to the bottom of the receipt it lists "Today's Redcard savings" and "2012 Redcard savings." How much any of us spend at Target in a year is really a number many of us might prefer to know. I'm going to guess that I spend $2,400 annually at Target,[link widoczny dla zalogowanych], (about $46 per week) meaning I predict saving about $120 each year on the no-annual fee card.
The Redcard, which can be a Target debit, Target credit or Target Visa card, was adopted for around 8.6 percent of credit and debit card transactions charged at Target in the first nine months of 2011, based on Target executive vice-president of merchandising Kathee Tesija.
After i asked to spread out a Redcard account in the store,[link widoczny dla zalogowanych], the clerk didn't ask me basically wanted a Visa Target or perhaps a Target card that can only be used at Target. I got the store card, which is fine. (A reader has since updated me the Target Visa is not offered,[link widoczny dla zalogowanych], but still valid for individuals who already have one.) The interest rate is 22.9 percent, but since I intend to repay my balance each month,[link widoczny dla zalogowanych], it's irrelevant. Payments on the charge cards (Target Visa or Target Credit) can be created within the store.
For that curious, Wal-Mart provides a Wal-Mart charge card or perhaps a Wal-Mart Discover. Both of them are no-annual-fee like Target,[link widoczny dla zalogowanych], and both offer discounts. The Discover card gives you a 1% cash return on all purchases and five cents per gallon discount
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